A key pillar of mortgages
Long-term use in mortgage and risk processes. WSDP extended with the Smart notification service and the electronic registration application – further automation of the entire mortgage process.
Read the case study →From the cadastre straight into the bank.No manual re-keying.No errors.
For banks and mortgage departments still manually re-keying data from title deeds into internal systems – and wanting a reliable real-time view of collateral.
A product solution for working with real-estate collateral that covers its entire lifecycle – from extracting cadastre data through electronic registration applications to lien discharge. Its roadmap points toward a comprehensive Collateral Management system.
KNBoxZero error rate Extracting data from the cadastre removes manual errors from the mortgage process.
Full lifecycle From the registration application to lien discharge – all in a single system.
For CZ and SK cadastres A field-proven solution ready for both the Czech and Slovak cadastres.
Eight things KNBox does for you
With KNBox
- Automatic download of cadastre data (WSDP)
- Standardization of data into the format of your systems
- Electronic filings – registrations, discharges, acquittances
- Monitoring of ownership changes and proceeding status
- Smart notification service for mortgage specialists
- Generation of contractual documents from cadastre data
- Print outputs and reports for cost planning
- Regular updates in line with changes to cadastre legislation
Without KNBox
- Manual re-keying of title deed (LV) data into internal systems.
- Uncertainty about whether you are working with the current state of the collateral.
- High costs, long lead times and the risk of errors.
- The risk of unsecured or insufficiently secured loans.
Six banking processes where it makes sense
Mortgage process
Application, approval, registration, drawdown. KNBox automates cadastre work across the entire flow.
Refinancing
Discharge of the old lien, registration of the new one – all electronically.
Commercial loans
Multiple collateral, legal entities, commercial real estate. KNBox also supports complex cases.
Post-sales agenda
Acquittances, discharges, document generation after the loan is fully drawn. No waiting on the client.
Risk management
Regular reassessment of collateral, monitoring of ownership changes and property status.
Reporting and compliance
Overviews for management, an audit trail, planning of operating costs.
Why did 10 of 10 of the largest Czech banks choose us?
Error rate to zero
No manual re-keying between the cadastre and your systems. mBank confirmed it – after deployment the error rate went to zero.
CZ + SK from one product
KNBox supports the cadastre in both the Czech Republic and Slovakia. One product, two cadastres, one vendor.
Roadmap to Collateral Management
It is gradually becoming the central register of all client collateral. An investment that grows with your portfolio.
Stability for regulated operations
A key component of mortgage processes at top banks. Not a pilot experiment, but proven operation.
Three stories at top banks
CZ + SK from the same product
Central back office and branches alike. After success in the Czech Republic, we extended the solution to the Slovak cadastre – proof of scalability for a multinational environment.
Read the case study →Error rate to zero
Digitizing the cadastre connection eliminated manual work, cut the error rate to zero and sped up mortgage processing – including the post-sales agenda (acquittances, discharge applications).
Read the case study →
Still manually re-keying title deed (LV) data into internal systems?
Book 30 minutes with our specialist. We will walk through your process, find the biggest weak points and propose a concrete direction for deployment. The output of the consultation is yours.